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Same day cash loans are a quick way for people who are in need of urgent cash and tagged with bad credit history. These loans are known as payday loans that can be availed from payday lenders who clearly state in their policies that they do not use teletrack to check credit history. The system of teletrack usually is used to check a bad credit record that includes bankruptcy, insolvencies etc. including bankruptcy and outstanding. But now, there is no requirement of lengthy procedures. These loans are free from paper working. With the help of these loans, you can solve your all financial crisis such as electricity bills, water supply bills, laundry bills, medical treatment and so on.

Same day cash loans are small loans ranging between £100 and £1000 and the repayment duration is 14 to 31 days. But one thing keep in our mind that if you delay to repay loan amount, you have to extra fee. To obtain these loans, you must be at least 18 years old or above, you must be citizen of U.K., you must have an active checking bank account that must be valid and so on. If you fulfill all eligibility criteria, you can apply for same day payday loans quickly. If you don’t have fax machine and want cash immediately, don’t worry now, you can avail loan without pledging any valuable asset as collateral.

If you are suffering from bad credit records such as defaults, arrears, bankruptcy, insolvency, CCJs (country court judgments), IVA (individual voluntary agreements), late payment, skipping of installment and so on, don’t be panic because now, in spite of having bad credit records, you can apply for same day cash loans. These loans are short term and unsecured in a nature so the rate of interest of payday loan is bit higher in comparison of other loans. An advantage of payday loan is that you can get cash without pledging any valuable asset as collateral. It means you can apply for same day cash loans without any difficulties.